Who we are
Our website address is: https://www.callandquote.com.
INTRODUCTION
We want to make your experience online both satisfying and safe. This site is owned and operated by Mobius Media headquartered in Tampa, Florida. We understand that you value your privacy and want you to know that we your privacy, too. The purpose of this privacy policy (this “Privacy Policy”) is twofold: first, it governs both the information that you provide to us and the information that we gather from you while using this website (www.callandquote.com) (the “Site”); second, it tells you how we may collect, use, and share this information.
Except as described in this Privacy Policy, or unless we are given permission by you, we will not sell or disclose your personally identifiable information to third parties.
LOG FILES
As is true of most web sites, we may gather certain information automatically and store it in log files. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. We may combine this automatically collected log information with other information we collect about you. We do this to improve the Services we offer you, to improve marketing, analytics, or Site functionality. We don’t share any of this information with third parties.
COOKIES/TRACKING TECHNOLOGIES
Technologies such as cookies, beacons, tags, and scripts may be used by us and our marketing partners, affiliates, analytics team, or service providers. These technologies are used in analyzing trends, administering the Site, tracking consumers’ movements around the Site and to gather demographic information about our user-base as a whole. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis.
We may use cookies to authenticate the user on each page while browsing the Site. Consumers can control the use of cookies at the individual browser level. If you reject cookies, you may still use our site, but your ability to use some features or areas of our site may be limited. However, as indicated above, none of this information is shared with third parties.
“Our site uses a third-party service to match browser cookies to your mailing address. We then use another company to send special offers through the mail on our behalf. Our company never receives or stores any of this information and our third parties do not provide or sell this information to any other company or service.”
LOCAL STORAGE OBJECTS
We use Local Storage Objects (LSOs) such as HTML5 to store content information and preferences. Various browsers may offer their own management tools for removing HTML5 LSOs. Third parties with whom we partner to provide certain features on our site or to display advertising based upon your web browsing activity may use LSOs such as HTML 5 and Flash to collect and store information.
We partner with a third party to either display advertising on our Site or to manage our advertising on other sites. Our third party partner may use technologies such as cookies to gather information about your activities on this Site and other sites in order to provide you advertising based upon your browsing activities and interests. If you wish to not have this information used for the purpose of serving you interest-based ads, you may opt-out by changing your browser settings. Please note this does not opt you out of being served ads. You will continue to receive generic ads.
SOCIAL MEDIA (FEATURES) AND WIDGETS
Our Site may include social media features, such as the Facebook “Like” button, and widgets, such as the “Share this” button or interactive mini-programs that run on our Site (collectively, “Features”). These Features may collect your IP address, which page you are visiting on our Site, and may set a cookie to enable the Feature to function properly, including during future visits to the Site. Features are either hosted by a third party or hosted directly on our Site. Your interactions with these Features are governed by the privacy policy of the company providing the Feature and not by this Privacy Policy or us.
INFORMATION TRANSFER AND SHARING POLICY
GENERALLY
When you begin to provide personally identifiable information to us, you do so for the purpose of our providing you with the quote you requested. Federal and state laws provide limitations on the information practices of financial institutions, including insurance companies. Except as disclosed in this Privacy Policy, we do not share personally identifiable information collected from you on this Site with third parties for their direct marketing purposes.
OTHER USAGE AND OFFERINGS
As our business grows, from time to time we may seek to make available additional offerings and Services including those that may not be insurance-related. In doing so, we will strive to give our consumers choices about whether you would like to continue to receive future promotional or marketing communications from us either directly or on behalf of others whose offerings we think may be of interest to you. In identifying which offerings we think may be of interest to you, we may use and analyze information you have provided to us. If you choose not to receive such marketing communications, you may still receive certain relationship or transactional communications from us as described herein. We do not plan to sell, rent, or transfer your personally identifiable information to any third parties for any reason unless or except in connection with a merger, sale, or reorganization of our business as set forth elsewhere in this Privacy Policy.
PROTECTING OUR LEGAL RIGHTS AND OTHER’S RIGHTS
In certain situations, we may be required to disclose personal data (including PHI) in response to lawful requests by public authorities, including to meet national security or law enforcement requirements. We do not otherwise share personally identifiable information (or PHI) about consumers of our Site with third parties unless we believe using or sharing such information is appropriate to carry out a user’s request or if we have a good-faith belief that access, use, preservation, or disclosure of such information is reasonably necessary to (a) satisfy any applicable law, regulation, legal process or enforceable governmental request, (b) enforce our Terms of Use, including investigation of potential violations thereof, (c) detect, prevent or otherwise address fraud, security, or technical issues, or (d) protect against imminent harm to the rights, property, or safety of the Company, its consumers, or the public as required or permitted by law.
We reserve the right to disclose your personally identifiable information (including PHI) as required by law or when we believe that disclosure is necessary to protect our rights and/or comply with a legal or judicial proceeding or court order.
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
MARKETING AND OTHER COMMUNICATIONS
When you submit information to us, you agree to receive email, fax, and other forms of communications from us and those to whom you have authorized us to forward your personally identifiable information. Your decision to opt-out shall not preclude us from communicating with you regarding your existing or past relationship with us and shall not preclude us, including our employees and other agents, from accessing and using the information you have provided in a manner that is not personally identifying (such as in aggregate or anonymous form).
PROTECTING CHILDREN’S PRIVACY ONLINE
The Site is not directed to individuals under the age of thirteen (13), and we request that these individuals do not provide personally identifiable information (including PHI) through the Site. We do not knowingly collect information from children under the age of 13 without parental consent. Visit the U.S. Federal Trade Commission website for more information about the Children’s Online Privacy Protection Act (COPPA). For all requests under this section, you must put the statement “COPPA Request” in the body of your request. Please note that, while we will make a good faith effort to respond to and comply with your request, we are not responsible for requests that are not labeled or sent properly, or that do not have complete information.
AFFILIATED WEBSITES, OTHER WEBSITES, AND ADVERTISEMENTS
This Privacy Policy applies to websites and services that are owned and operated by the Company. We do not exercise control over the websites of third parties that you may link to or view as part of a frame on a page on this Site. These other websites may place their own cookies or other files on your computer, collect data, or solicit personally identifiable information from you. We are not responsible for the actions or policies of such third parties. You should check the applicable privacy policies of those third parties when providing information on a feature or page operated by a third party. You should always be careful in how you use and share any sensitive personal information with any third party.
CUSTOMER TESTIMONIALS/REVIEWS
We may post customer testimonials/reviews on our Site, which may contain personally identifiable information. However, prior to posting any such testimonial/review, we will do obtain the providing customer’s consent.
SECURITY
No data transmissions over the Internet can be guaranteed to be 100% secure. Consequently, we cannot ensure or warrant the security of any information you transmit to us and you do so at your own risk. Once we receive your transmission, we make reasonable efforts to ensure security on our systems and servers. We use secure server software and firewalls as part of our efforts to protect your information from unauthorized access, disclosure, alteration, or destruction. However, please note that this is not a guarantee that such information may not be accessed, disclosed, altered, or destroyed by a breach of such firewalls and secure server software. By using our Site, you acknowledge that you understand and agree to assume these risks.
The security of your personal information is important to us. When you enter sensitive information (such as social security number, Driver’s license number, national ID, and PHI) into quote request forms, we encrypt that information using secure socket layer technology (SSL).
If we learn of a security system breach, we may attempt to notify you electronically so that you can take appropriate protective steps. By using this Site or providing personally identifiable information to us (including PHI) you agree that we can communicate with you electronically regarding security, privacy, and administrative issues relating to your use of this Site. We may post a notice on our Site if a security breach occurs. We may also send an email to you at the email address you have provided to us in these circumstances. Depending on where you live, you may have a legal right to receive notice of a security breach in writing.What third parties we receive data fromWhat automated decision making and/or profiling we do with user dataIndustry regulatory disclosure requirements