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What Factors Determine Your Auto Insurance Cost?
An insurance company looks at your complete driving profile to determine what your auto insurance policy will cost. Your driving profile is made up of several factors include your location, age, gender, marital status, credit score, your auto insurance and driving history, along with the vehicle you drive. The less risk you appear to present to an insurance company, the lower your premium will be.
How to Save Money
No matter your driving record or where you live, there are many ways to save money on car insurance.
- Bundle Auto & Home Insurance
- Ask for a Review of Discounts
- Increase Your Deductible
- Compare Quotes from Many Companies
- Do Everything Electronically
Bundle auto and home insurance. The "bundling" discount is usually one of the better car insurance discounts. You can often bundle renters, condo, boat, RV and other policies with auto insurance.
Ask for a review of discounts. Our insurance agents can review your coverages for possible discounts to make sure you're getting all the savings you can.
Increase the deductible on collision and comprehensive coverage. A deductible is the amount you pay before insurance kicks in. There's no deductible on liability insurance claims against you.
Compare auto insurance quotes from multiple companies. We represent over 40 insurance carriers and can quickly compare coverages and costs. Because quotes can vary so much by company, there can be substantial potential savings by comparison shopping.
Do everything electronically. Many insurers offer small discounts for paying by EFT (electronic funds transfer) and receiving bills and policies electronically.